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Small Biz Bulletin - July 2024

Maria Martinez

Message from Special Secretary Martinez

Recharge This Summer

I love summer in Maryland! Our beautiful state has so much to offer, from cool hiking trails in the western region and historic sites in Southern Maryland, to catching an Orioles game in downtown Baltimore, fishing on the Susquehanna River in northern Maryland, or enjoying the beaches of the Eastern Shore. Whether it’s the Maryland Ice Cream Trail, the Star-Spangled Banner National  Historic Trail, the C&O Canal Trail Experience, the Harriet Tubman Underground Railroad Byway, or the Crystal Grottoes Caverns, there are countless attractions to pique your interest.

As a small business owner, I understand how challenging it can be to find time for anything beyond work. The demands of entrepreneurship often mean your dedication goes beyond regular waking hours, with the pressure of meeting payroll and finding the next customer. But a 24/7 work schedule is not sustainable. Overworking yourself can dull your perspective, reduce productivity, and lead to burnout. Physically, overworking can disrupt sleep patterns, impact your mood, and cause health problems. 

Even if finding time for a full vacation seems impossible, Maryland offers welcoming places for a day or so getaway. It’s not the length of time that matters, but the memorable moments that renew and recharge your spirit. These short breaks allow you to refresh and come back with a new perspective, ready to embrace challenges and resolve issues.

This summer, try to make a plan to step away from the hustle and bustle of running a business. There are new friends to meet, new places to explore, and different cultures to experience. Whether you take a long-needed vacation or a few day trips with the family or reconnecting with friends, I hope this simple act of self-care becomes a cherished habit.

To get your started, check out these suggestions from the Maryland Office of Tourism: Top Things To Do In Summer.

Wishing you all a safe and fantastic summer! 

Sincerely,

Maria Martinez

Special Secretary

VSBE Seal

Propose to Increase VSBE Program's Goal Currently Open for Public Comment 

Proposed regulations are now open for public comment regarding the Veteran-Owned Small Business Enterprise (VSBE) Program. Our office, which has oversight of the VSBE Program, is proposing to increase the VSBE participation goal from 1% to 3%. The increased goal is in line with similar
state procurement programs in our region  that ensure opportunities for veteran-owned small businesses in the government contracting arena. In accordance with state law, the proposed regulation was published in the Maryland Register (Title 21 State Procurement Regulations) on June 28, 2024. The public comment period will close on July 28, 2024. Please take the time to review the proposed legislation and share your comments, in favor or opposed, to Davon Gardner, Director of Policy & Legislative Affairs with the Governor's Office of Small, Minority & Women Business Affairs. We are eager to hear from you.

davonk.gardner@maryland.gov

RSG_June 2024

Ready, Set, GROW! 

More than 150 small, minority, women, and veteran business owners and entrepreneurs attended our Ready, Set, GROW! Procurement Connections Workshop on June 18 in Prince George's County. The event was hosed by MGM National Harbor and we are humbled by their ongoing support for this event. We appreciate President & COO Melonie Johnson for joining the program and introducing Special Secretary Martinez who delivered the keynote address. Guests were able to connect with buyers from 18 state purchasing units and three county government purchasing units as well MGM National Harbor. We also celebrated seven successful entrepreneurs who each received a citation from Governor Wes Moore. Congratulations to:  

●       Calderon Enterprises – Ines Calderon, CEO
●       Chosen Therapeutic Services - Tywanna Hamilton, Founder
●       D&T Welding Contractor – Tammie Lunn, CEO & Founder
●       Falcon Solution​s – Edwin Hirsh, Owner
●       Laisar Management Group - Florence Amate, Owner
●       Root Branch Media Group – Dr. Vonnya Pettigrew, CEO & Founder
●       Techmark Corporation – Rebecca Heaton, Founder & CEO

Ready, Set. GROW! Procurement Connections Workshop

Contracts2

From the MBE Ombudsman's Desk

Maryland's Minority Business Enterprise (MBE) Program is administered through statutes and regulations that impact both the state government units engaged in procurement as well as the vendor community. This includes laws regarding MBE goal setting, waivers, and requirements for counting MBE participation on state funded contracts. When a state contract has an MBE goal requirement, the prime contractor is responsible for securing MBE subcontractors to fulfill that goal and must name the vendor(s) in the solicitation response. Both prime contractors and subcontractors have several responsibilities to make the bidding, and award process go smoothly. Visit the MBE Ombudsman webpage to read a detailed guide prepared by Maryland's first MBE Ombudsman, Nichelle Johnson. 

Guidance from the MBE Ombudsman

BGE Energizing Small Business Grants

Small Business Grants

BGE is pledging $2 million to assist Maryland's small businesses. Don't miss the deadline for the latest round of BGE's Energizing Small Business Grants. This program is presented in partnership with Hello Alice and the Global Enterprise Network. It offers grants of  $20,000 to help central Maryland businesses succeed and thrive. To be eligible, applicants must be a for-profit business and an existing BGE customer in good standing with the State of Maryland. Gross revenue in 2023 must have been below $7M with less than 25 employees and the applicant must show a demonstrated need for funding to support business and serve customers. Businesses that were not selected in a previous round are encouraged to submit a new application. The deadline for the current round is Friday, July 12 at 6 pm. Follow the link below to see the full eligibility requirements and access the online application. 

BGE Energizing Small Business Grants

Offshore Wind

Offshore Wind Business Opportunities

Is your small business interested in taking advantage of business opportunities in offshore wind? Gain industry connections, tools and resources to successfully enter the wind supply chain successfully by attending the Foundation 2 Blades advanced training conference July 23-25. at Anne Arundel Community College in Arnold. The program is hosted by Oceantic Network and is sponsored by the Maryland Energy Administration. Sessions including siting and permitting, manufacturing, vessels, construction, operations and maintenance. A local policy overview and supply chain market overview are included as well as roundtable discussions and networking opportunities. Register to attend. 

Foundation 2 Blades

Sage Services

Small Biz Spotlight
Sage Services Group, LLC

Congratulations to our Small Biz Spotlight winner –  Sage Services Group, LLC. Located in Bowie, Maryland, Sage founded by Sonya Hopson who serves as its President & CEO. For over 20 years Sonya has provided leadership on mission critical projects with a diverse range of public and private organizations to improve performance and strengthen organizational effectiveness. Sage Services Group is a team of eight employees and engineers that specialize in Aerospace and human capital. They help design, build, and launch aircrafts and people into their optimal space. Sage does this through their technical engineers who specialize in system, safety, and quality assurance. Their Human Capital engineers specialize in coaching, training, organizational development and redesigns, providing a full range of products to help their clients reach their full potential and the orbits they strive to be in. Sage has been recognized for its work with NASA, the Bowie Business Incubation Center, and the Capital Region Minority Supplier Development Council (CRMSDC) for its support of people, processes, and progress. Sonya has also been recognized for her leadership as a Chair in the CRMSDC organization, as a Thriving Women Business owner, and an awardee in the Capital One Catapult Program Pitch competition. Sage is currently working with the Maryland Comptroller's Office on their employee engagement project administering surveys, analyzing responses, and providing recommendations for takeaways to improve employee satisfaction.
Learn more about Sage Services Group, LLC online or call 240-380-3504

Sage Services Group was randomly selected for this Small Biz Spotlight by attending our
T.I.P.S. webinar series. Join us later this month for your chance to be feature
in an upcoming bulletin.

TIPS Tight View

Free Small Business Webinar Series

If you want to do business with the State of Maryland, our T.I.P.S. Small Business Webinar Series is a must. Our carefully curated "Training and Insights for Procurement Success curriculum delivers an insightful understanding of the state's procurement processes and builds core competencies. Our goal is to help you learn to compete with confidence in the state's contracting arena. Two classes are offered each month and there is never a cost to participate. Just register in advance to receive the participation link.  

eMMA Vendor Web Channel

eMMA Vendor Training

The State of Maryland is dedicated to facilitating an open and transparent procurement process. To ensure all businesses have the opportunity to participate in the contracting process, the Maryland Procurement Academy (MDPA) and Office of State Procurement (OSP) offer a variety of online resources to help vendors effectively use eMaryland Marketplace Advantage (eMMA), Maryland’s online procurement platform. Visit the Vendor Training and Support page to view the schedule of upcoming virtual instructor-led sessions and access the vendor web channel of on-demand video content. 

eMMA Vendor Training and Support

See You There.4

Our team is actively engaged with small business communities across Maryland.
You'll find us at these events 
in June. We hope to see you there!

Events Calendar

Training, networking, and business development events are taking place across the state. Here is a highlight of some of the events coming up this month.

Visit the Events page of our website to view a complete list of small business events.
goMDsmallbiz.maryland.gov.

07/08/2024 - Mastering Your Social Media Message
07/09/2024 - Acquiring a Business Loan
07/10/2024 - Small Business Networking Event
07/12/2024 - Breaking the Cycle of Maxed Out Credit Cards and Bank Lines
07/15/2024 - Understand, Build & Repair Your Personal & Business Credit
07/16/2024 - How to do Business with Montgomery County
07/17/2024 - Local SEO: How to Dominate Your Local Market Without Breaking the Bank
07/18/2024 - Video Marketing Essentials
07/26/2024 - Connect to Capital: Business Speed Lending & Regional Resource Day
07/31/2024 - Improving Employee Retention, Recruitment and Culture

Online meeting

07/15/2024 @ 1 pm

A Virtual Conversation with TOM BARKIN
President & CEO
Federal Reserve Bank of Richmond

Hosted by the Maryland Hispanic Chamber of Commerce

Social Media

Let's Get Social

The Governor's Office of Small, Minority & Women Business Affairs continually shares information curated specifically for small, minority, women, and veteran-owned businesses on
our social media channels. We'll inspire you with our #MotivationMonday series and connect you to a broad range of small business resources, events, and training programs. Please join our social media community and follow us today. 

Facebook
LinkedIn
X

Independence Day

Leave No One Behind - As a unit of the Executive Department, the Governor's Office of Small, Minority & Women Business Affairs connects members of the small, minority, women, and veteran business communities to greater economic opportunities. Learn more by visiting our website at goMDsmallbiz.maryland.gov and connect with us on FacebookLinkedIn, and X (formerly Twitter).


GBBCC Member Highlight

FORBES: Entrepreneurship is Core to Civil Rights: A Conversation With National Urban League President And CEO Marc H. Morial

By: Rhett Buttle



  • Founded in 1910, the National Urban League (NUL) now has over 90 affiliates serving 300 communities in 36 states and Washington, D.C., that are dedicated to helping African-Americans and others in underserved communities achieve their highest true social parity, economic self-reliance, power, and civil rights. NUL supports small business & entrepreneurship among historically underserved communities as a key part of their agenda. 


Read the full article here.





The Senate Committee on Small Business and Entrepreneurship Hearing on:

Improving Access to Capital in Underserved Communities: The Community Advantage Program, Microloans, and other SBA Initiatives

(Recording)

Witnesses:

Mr. Jon Gaines, Vice President, Business Services & Finance, Wisconsin Women’s Business Initiative Corporation

Mr. Nick Schwellenbach, Senior Investigator, Project on Government Oversight

Mr. Robert Villarreal, Chief External Affairs Officer, Momentus Capital-CDC Small Business Finance

Ms. Annemarie Murphy, Executive Vice President, President of SBA Lending, First Bank of the Lake

Summary: The Senate Committee on Small Business and Entrepreneurship held a hearing on Improving Access to Capital in Underserved Communities: The Community Advantage Program, Microloans, and other SBA Initiatives. Members and witnesses discussed the need for better oversight and support of SBA lending programs to better serve entrepreneurs in underserved communities. The hearing demonstrated bipartisan support for increasing the SBA’s resources to meet the needs of entrepreneurs, however, both parties agree that the SBA must take care to implement proper guardrails to prevent fraud, and bias in lending, and to conduct proper oversight of its lenders. Members also discussed the SBA’s recent proposal to lift the moratorium on the Small Business Lending Company (SBLC) program, and while many were in support of the rule, Members and witnesses stressed a need to ensure fintech lenders are held to the same standards as other SBA lenders if they were to gain SBLC licenses.


Opening Statements


Chairman Ben Cardin (D-MD): Access to capital is the lifeblood of any business but is even more critical for small businesses. Small businesses in underserved communities have lacked access to capital at disproportionate rates. While large banks approved 60% of loans sought by white borrowers, businesses of color faced acceptance rates of between 29%-50% depending on their racial identity. The SBA 7(a) loan program remains a widely recognized tool to increase access to capital for entrepreneurs. This year the SBA approved over 47,000 7(a) loans and many of these borrowers would be unable to access capital elsewhere. However, of those 7(a) loans, only 4% went to Black business owners and 15% went to women. The Community Advantage (CA) program can bridge this gap and we must make it permanent; I have introduced legislation to do so and have high hopes for the legislation in the next Congress. Compared to 7(a), Black business owners received 20% of CA loans and women received 32%. The CA program therefore does an excellent job of addressing the credit gap and is a key tool to providing capital access for entrepreneurs who need it most. The SBA microloan program also provides credit to underbanked entrepreneurs. Microloan borrowers have the most difficult time accessing capital elsewhere and reported they were unable to find financing from traditional banks had it not been for a CA lender. I support SBA’s efforts to level the playing field for small businesses through recent rulemaking initiatives, however guardrails are essential in these programs to protect borrowers and lenders in the program; we need to ensure the SBA’s programs are helping small businesses as intended.


1333 H STREET NW, SUITE 800E, WASHINGTON, DC 20005

T: 202-971-3450 W: PRISMGROUP.GLOBAL

Become a USBC Member

Watch Now! USBC 2022 Policy Breakfast During Congressional Black Caucus Week

2022 USBC Policy Breakfast - Congressional Black Caucus Week

On Tuesday, U.S. Black Chambers, Inc. kicked off Congressional Black Caucus week with its annual policy breakfast. The 2022 USBC Policy Brunch was very insightful and informative with special remarks from Congresswoman Stacey Plaskett, Senator Cory Booker, Congressman Emanuel Clever II, and USBC Chairman of the Board Charles O'Neal. 

USBC President & CEO Ron Busby Sr. delivered his President Address on the BLACKprint - a set of principles that guide the organization's policy agenda.

Guests enjoyed conversations on The Future of Digital Currency with Cleve Mesidor and The New Black Commerce moderated by Howard Jean (CEO Black Meta Agency), Erin Cohee (VP Digital Innovation, OneUnited Bank), Courtney Robinson (Global Head of Financial Inclusion & Policy Development Block) and LaKisha Greenwade. 

The event was made possible by sponsors Crypto.com, Block, NCTA, and Caesars. 

Thank you to all of our sponsors and attendees. USBC members can watch the broadcast of the 2022 USBC Policy Breakfast on Friday, October 7 at 1:00 PM EST via USBC Facebook, YouTube, and LinkedIn channels.

U.S. Black Chambers, Inc. | programs@usblackchambers.org | usblackchambers.org

Connect with us

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GBBCC Participates in Roundtable with SBA USBC in March

Leaving the Black Business Footprint at the DC Capital - USBC National Conference, July 15, 2022,

(left to right):  Alicea Gay, the Voice USBC's ByBlack Initiative, Debra Keller-Greene, GBBCC Board Chair, and USBC's VP Alisa Joseph.  

Maryland State Directory of New Hire


REPORTING ONLINE HELPS EVERYONE!

Report new hires

Employers must re-report returning employees as new hires.

All new and returning employees must be reported within 20 days of hire or returning to work.


New hire reporting helps children and families get the child support they need. 
It also helps detect fraud in the unemployment system. 

Reporting new hires online has many benefits:

  • Fast and secure online entry or upload
     
  • Reports are more accurate, reducing the need to resend reports later

     
  • It's FREE! No more paper, postage or other material costs!



The Maryland State Directory of New Hire is available to take your new hire reports via our website MD-newhire.com



www.mdnewhire.com
Phone: (888) 634-4737 | Fax: (888) 657-3534

 

State of Maryland Financial Resources & Services 

Department of Human Services Resources & Financial Assistance

dhs.maryland.gov

DHSWebsite

The Maryland Department of Human Services (DHS) is the state’s primary social service provider. Our mission is to aggressively pursue opportunities to assist people in economic need, provide prevention services, and protect vulnerable children and adults.

DHSs website, https://dhs.maryland.gov/, hosts a wealth of information about the agency’s many services and programs, as well as additional resources, for Maryland families and individuals in need of assistance:

• DHS offers several financial assistance options to support individuals and families experiencing trying times. If eligible, you can receive cash assistance for rent, utilities, and many other emergency financial burdens.

https://dhs.maryland.gov/category/financial-assistance/.

• You do not have to weather the tough times alone. DHS services include, financial, medical, and more. Learn more at  https://dhs.maryland.gov/weathering-tough-times/.

• The Department of Human Services is providing updated information to Marylanders regarding our services, operations, and other important resources during the COVID-19 pandemic. Stay informed by visiting our Coronavirus Covid-19 Resources web page at https://dhs.maryland.gov/coronavirus-covid-19-resources/.

myDHR/myMDTHINK Consumer Portal

Marylanders can get information, apply for DHS programs and services, and check the status of applications online at  mydhrbenefits.dhr.state.md.us/dashboardClient/#/home

SupplementalNutrition Assistance Program (SNAP) The Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps, helps low-income households buy healthy food. Click here to download the Income Guidelines. Apply online: Go to https://mydhrbenefits.dhr.state.md.usPeople who have little or no money may qualify for SNAP benefits right away.
TemporaryCash Assistance (TCA) TCA provides temporary cash assistance to families with dependent children. TCA also prepares participants for independence through work programs. Click here to download the Income Guidelines. Apply online: Go to https://mydhrbenefits.dhr.state.md.us/ to file your application.
Officof Home Energy Assistance Programs (OHEP) OHEP offers help to Marylanders who are facing potential energy shut-offs or having difficulty paying their energy bills. You do not need a turn-off notice to qualify for assistance; eligibility for energy assistance is based on your income. Please also contact your Local Home Energy Program Office at https://dhs.maryland.gov/office-of-home-energy-programs/local-home-energy-program-office/  to speak to a dedicated OHEP specialist who will guide you through all your options for energy assistance. Learn more about energy assistance at  https://dhs.maryland.gov/office-of-home-energy-programs/
Emergency Cash Assistance to Families with Children (EAFC) EAFC provides cash assistance to families who have at least one child under the age of 21 living with them, and need emergency paying rent, utilities, or other urgent bills. Apply online: Go to https://mydhrbenefits.dhr.state.md.us/ to file your application.

 Full PDF Download: State of Maryland Resources.pdf

Baltimore City Procurement Database- Interested in doing business in Baltimore? Click here to learn how you can be a city contractor. 


Anne Arundel County Procurement Database- Anne Arundel County has their new contractor database up and running. This database will be a resource to all the agencies when looking for small businesses for procurement opportunities. The Anne Arundel County eProcurement system will be known as P.O.R.T. (Procurement Operations Resource Technology). Click here to learn more. 


State of Maryland Procurement Database- EMMA is the new E Maryland Marketplace Advantage website for procurement opportunities. You can see contract opportunities and contact instructions to help you get connected to the right people. Click here to learn more


MDOT Certification- Ever consider doing business with the State of Maryland? If you have plans to grow, the certification process could open up new opportunities for new revenue. Click here to learn more.


Baltimore Demographics- Ever wonder where to find info on demographics in Baltimore? Click here to see this summary by the Census Bureau.


Maryland Wealth- Interested in seeing stats on Maryland's wealth and its tax revenue for each city and county? Click here to view the report from the Department of Legislative Services Office of Policy Analysis.


Connect with City Leadership- Want to attend a Board of Estimates meeting or Baltimore City Council meeting to hear from our elected officials? Check out the schedule at: http://www.baltimorecitycouncil.com/complete-calendar


U.S. Economy- Interested in how the U.S. economy is doing? Here is the most current information from the U.S. Bureau of Economic Analysis: https://www.bea.gov/news/glance

Maryland Sick and Safe Leave Information
-by Janice Walker-Emeogo

The law states that leave accrues at the rate of one hour for every thirty hours that an employee works. An employee is not entitled to accrue sick and safe leave during (1) a 2 week pay period in which the employee worked fewer than 24 total hours; (2) a 1 week pay period if the employee worked fewer than a combined total of 24 hours in the current and immediately preceding pay period; or (3) a pay period in which the employee is paid twice per month and worked fewer than 26 hours in the pay period. The leave hours provided for under the law are the minimum number of hours an employee is entitled to earn and accrue. An employer may provide more leave for its employees.

Greater Baltimore Black Chamber of Commerce is a 501(c) 6 and 501(c) 3 non-profit organization. 1325 Bedford Avenue, Suite 5941; Pikesville, MD 21282-7510

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